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Financial Advisor San Ramon

Financial Advisor
San Ramon, California

Because we believe everyone in all stages of life should have access to professional financial guidance we require no minimums. In addition, we choose to charge flat fees because we don’t punish our clients for success. When your wealth grows, we don’t take more. As one of San Ramon’s top financial firms, we offer every client a personalized financial plan designed to meet their unique short and long-term goals.

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Just 35 miles east of San Francisco, nestled in the San Ramon Valley, is the home of the fourth largest city in Contra Costa County. San Ramon is home to the headquarters of Chevron, GE, and other large conglomerates.

One of the highlights of San Ramon is the Las Trampas Regional Wilderness, a regional park that encompasses 5,342 acres of land. The park features two long, hilly ridges - Rocky Ridge on the west, and Las Trampas Ridge on the east. The park is filled with well-maintained hiking trails, like the Chamise and Bollinger Creek Loop trails.

History buffs will love a trip to the Forest Home Farms Historic Park. The 16-acre municipal park collects, preserves, and exhibits the agricultural history of the San Ramon Valley. The park was gifted to the city of San Ramon for use as a historic park in 1997 by Ruth Quayle Boone. Highlights within the park include the Glass House Museum, the Tractor Museum, and a Welcome Center with interactive exhibits and a gift shop.

San Ramon is known for its exceptional golf courses. The Canyon Lakes Golf Course & Brewery gives you great golf and beer at one location. The public course is a par 72, 18-hole course that offers golfers of all levels a challenging game. The brewery provides guests a casual spot to relax, eat great food, and enjoy local San Ramon craft beers.

The Golden Skate in San Ramon is an award-winning in-line and quad skating rink. It offers ice-skating lessons and a hockey program for all skill levels. The Golden Skate entertainment center offers packages for birthdays and special events. In addition to a full-service snack bar, the facility has an arcade with a variety of video games for those who prefer entertainment without wheels.

Looking for the Best Financial Advisor in San Ramon, California?

Financial Advisor

The best way to ensure you’re making the most informed decisions about your financial future is by working with a financial advisor. When you think about all of the other experts you depend on for guidance like doctors, lawyers, mechanics, landscapers, etc. why wouldn’t you do the same for the most important thing in your life next to your physical health? When you work with a financial advisor you get the clarity needed to make the right choices today to ensure financial security down the road.

Financial Planning

A financial plan acts as a roadmap to get you where you want to be years from now and into retirement. After you’ve established where you want to be with your financial advisor, a financial plan is designed to keep you on the right course to achieving your short and long-term financial goals. A financial plan is dynamic and will change as your life situation and preferences change. Ultimately your financial plan takes the guesswork out of what you need to be doing to reach your goal, just as a map takes the guesswork out of reaching your destination.

Wealth Management

Once you have your financial plan or “roadmap” in place you need to actively manage it to make sure it’s giving you the biggest returns. Wealth management is taking a proactive approach to your investments, taxes, estate planning, accounting, and everything that affects your financial health. Staying active, making adjustments when variables change, and getting the most out of your financial plan is what every good wealth management strategy is designed to do.

Estate Planning

If you own any kind of property like a car for example or have ever been employed, you need an estate plan. Your estate plan ensures that your affairs are settled the way you wish after you pass. An estate plan outlines who inherits your possessions, protects loved ones, and minimizes family conflict after you pass.

Financial Planning For Tech Employees

Open Advisors understands the uniqueness of the tech industry and the retirement options our San Ramon tech employees must navigate. Tech employees have a lot of advantages when it comes to building and managing wealth through company options. However, the best ways to maximize the opportunities are not always obvious. Open Advisors can help you understand how a Roth 401(k) and Mega Backdoor Roth work, and how to implement them to maximize your returns.

Business Succession Planning

Make sure your San Roman business has the right leaders in place should the unexpected occur. Failing to create a business succession plan opens the door to internal conflict and even failure. A business succession plan establishes the most qualified future leaders, creates a structure for growth no matter the leadership interruptions, and sets your company up for long term success.

Open Advisors,
San Ramon

3000 Executive Parkway, Suite 400
San Ramon, CA 94583
Phone: 925-659-0361
Mon-Fri: By Appointment

Helpful Financial Resources in San Ramon, California

San Ramon Chamber of Commerce

2410 Camino Ramon, Suite 125 Bishop Ranch 6
San Ramon, CA 94583
TEL: (925) 242-0600

The San Ramon Chamber of Commerce is a business-first organization that advocates for the advancement of business and community. The organization supports members through community events, programs, and partnerships.

City of San Ramon

7000 Bollinger Canyon Rd.
San Ramon, CA 94583
TEL: (925) 973-2500

This website page is the home to San Ramon’s local government. Find resources for activities, building codes, starting a business, and more.

San Ramon Business License

All the resources need to learn about and apply for a business license in the city of San Ramon.

San Ramon Marriott

2600 Bishop Dr.
San Ramon, CA 94583
TEL: (925) 867-9200

The San Ramon Marriott offers 16,636 square feet of space for business conferences and special events.

Looking for a Financial Advisor
in San Ramon?

Schedule a Free Consultation

Frequently Asked Questions

Because we believe everyone in all stages of life should have access to professional financial guidance we require no minimums. In addition, we choose to charge flat fees because we don’t punish our clients for success. When your wealth grows, we don’t take more. As one of San Ramon’s top financial firms, we offer every client a personalized financial plan designed to meet their unique short and long-term goals.

You still might want to know more about how to find the right San Ramon financial advisor. We understand that you have questions. So we’ve put together this article that answers the most frequently asked questions that individuals new to financial planning want to know. We hope this helps, and we can’t wait to hear from you.

What Does a Financial Advisor Do?

If you’re wondering what exactly does a financial advisor does, you’re in the right place. You probably understand that they help manage money and investments. But you might not know how they arrive at the decisions they make. The most important thing to know is that that financial advisor does much more than just recommend stocks and investments. The main goal of a good financial advisor is to create a tailor-made financial plan designed to achieve your short and long terms goals.

A solid financial plan will include strategies for investments, savings, budgeting, insurance, and taxes. Once your plan is in motion, your advisor will continue to work with you to modify it to meet your needs and goals as your life changes.

How Do You Create a Financial Plan?

Your financial advisor will give you a questionnaire to begin the process. The goal is to get a complete picture of your assets, liabilities, income, and expenses. You’ll also note pensions, income sources, retirement needs, and describe any long-term financial obligations. The questionnaire will also ask you about your risk tolerance.

The first step to creating a financial plan is filling out a questionnaire that your advisor gives you. The questionnaire will ask you questions about your assets, liabilities, income, and expenses. It will also collect information about pensions and retirement goals.

After you complete the questionnaire your advisor will take your answers and develop an outline for a potential financial roadmap. You, financial advisor, will run the plan through various simulations to test its strength best-case and worst-case scenarios. There are no guarantees in life, but we can prepare for different outcomes. A solid financial plan will inform you how prepared you are to face an uncertain future and get you to your goals.

The final step is reviewing the plan with your advisor and making any adjustments. After it’s complete you’ll be ready to move forward with confidence having a clear roadmap for the future and a new level of clarity.

Who Should Use a Financial Advisor?

The reality is anyone, at any stage in life, can work with a financial advisor. It’s not necessary to have accumulated large amounts of wealth and assets to benefit. Ideally, any individual that has a job and someday would like to securely retire in comfort would use the services of a financial advisor.

Here are three good reasons to hire a financial advisor:

  1. You don’t feel confident when planning for your financial future and want professional expertise to help assure you’re making the best choices.
  2. You’re not motivated to learn everything you need to know to create a comprehensive financial plan. You’d rather hire a professional and spend your downtime focusing on other interests.
  3. You enjoy managing your money, but see the value in hiring a third-party professional to give you an unemotional opinion.

How Much Will I Spend on a Financial Advisor in San Ramon?

How much your San Ramon financial advisor will charge you depends on the fee structure they use. Some advisors charge a percentage of their client’s account balance - typically .25% to 1% per year. It varies depending on the size of the balance. Open Advisors charge a flat fee depending on your needs and requirements. When your wealth grows, you keep it, we don’t take any more than we did on day one.

Are Financial Advisors Worth it?

Anyone considering the services of a financial advisor rightly wonders “are financial advisors worth it?” It’s a fair question, but like many things, it just depends. If you’ve ever found yourself thinking “I need a financial advisor,” then you should at least try one. Getting a free consultation will cost you nothing but some time. The potential gains are well worth the time.

What type of Financial Advisor Do I need?

Both certified financial planners (CFP) and chartered financial consultants (ChFC) are safe choices when it comes to choosing a financial advisor. They are trained in assessing your whole situation and help you create a comprehensive plan that takes everything into consideration. If you’re not sure what kind of help you need, the advisor can help you determine that during your free consultation.

Ready to Meet with a San Ramon Financial Advisor?

If building a solid roadmap to help you meet your short term and long term financial goals sounds good, Open Advisors would love to help. Getting on the right financial path is easy once you have a plan to follow. The first step is figuring out where you are today, and where you want to be in the future. Remember, your financial roadmap will change with your life, and your advisor will guide you through those changes to ensure a safe and predictable journey.

It’s never too early, or late, to get organized and on the path to security.

Put your goals into action!

Schedule a Free Consultation