Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Countdown to College Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way. Investments You’ve made investments your whole life. Work with us to help make the most of them. 12 Steps to Living: Horizon, Risk Tolerance, and Compounding Understand the concepts of horizon, compounding, and risk tolerance, and create an investment plan.